Jobber Payment Processing Fees in 2026: Every Rate, Verified

Quick answer: As of June 12, 2026, Jobber’s published payment processing rates are: 2.9% + 30¢ for online credit and debit card payments, 2.7% + 30¢ for in-person Tap to Pay and card reader transactions, 1% for ACH bank payments (no cap is published), and an additional 1% for instant payouts. Jobber’s pricing page lists the same rates across all four subscription plans (Core, Connect, Grow, Plus). These processing fees are separate from — and on top of — your monthly subscription, which runs from $29/month (Core, annual billing, 1 user) to $499/month (Plus, month-to-month — scaling to $699 at higher seat counts) as of July 2026. Processing rates verified at getjobber.com/pricing on 2026-06-12 and subscription prices re-checked 2026-07-18; Jobber adjusts pricing periodically, so confirm current rates in your own account before making decisions.

Why Processing Fees Deserve Their Own Article

Most contractors comparison-shop the monthly subscription price and stop there. But if you collect even $15,000/month in customer payments through your field service software, the payment processing fees are usually a bigger line item than the subscription itself — roughly $450/month in card fees versus $29–$199/month for the software.

This article covers one thing: what Jobber Payments actually charges when your customer pays you, where those fees land on real invoice sizes, and how the structure compares to standalone processors.

A note on accuracy: every rate in this article was verified directly against Jobber's published pricing page (getjobber.com/pricing) and Jobber's Help Center on June 12, 2026. Where Jobber's own documentation is ambiguous, we say so explicitly rather than guessing. Payment processing rates change — always confirm the current numbers in your own Jobber account settings or with Jobber's support team before making a decision.

Does Jobber Take a Percentage of Your Revenue?

This is one of the most-searched questions about Jobber, and the answer has two parts.

No — Jobber does not take a percentage of your business revenue as part of the subscription. The subscription is a flat monthly fee ($29–$699/month depending on plan, billing mode, and seat count, as of October 2026), regardless of how much you invoice.

Yes — Jobber takes a percentage of payments processed through Jobber Payments, its built-in payment platform. If your customer pays an invoice online with a card, in person via Tap to Pay, or by ACH bank transfer through Jobber, a processing fee comes out of that payment before it reaches your bank account.

The important nuance: Jobber Payments is optional in the sense that customers can still pay you by check or cash outside the platform, and you record the payment manually. But the moment you want the convenience features — online invoice payment links, saved cards, automatic payments for recurring work — you are using Jobber Payments and paying its rates.

Jobber Payments Rates: The Full Published Table (June 2026)

Here is every payment processing rate published on Jobber's pricing page as of June 12, 2026:

• Online credit/debit card (client hub, payment links, saved cards): 2.9% + 30¢ per transaction • Tap to Pay / Jobber card reader (card-present, in person): 2.7% + 30¢ per transaction • Bank payments (ACH) (US only): 1% per transaction — no cap is published • Instant payouts: an additional 1% on top of the processing fee, to receive funds in seconds instead of the standard payout window • Minimum transaction: $0.50 (per Jobber's Help Center) • Tips: customers can tip when paying; tips are processed at the card rates above

Two structural notes worth knowing:

The published rates are the same on every plan. Jobber's pricing-page feature table lists 2.9% + 30¢ / 2.7% + 30¢ / 1% identically for Core, Connect, Grow, and Plus as of June 2026. However, Jobber's Help Center states that "your Jobber Payments rate is determined by the Jobber subscription plan you are on" — language that suggests rates have differed by plan at some point or may differ at the account level. If processing economics matter to your decision, check the rates shown inside your own Jobber Payments settings rather than relying on any article, including this one.

Debit cards cost the same as credit cards. Per Jobber's Help Center, debit is processed at the same rate as credit, so there is no savings when a customer chooses debit online.

Card Fees on Real Invoice Sizes

Percentages hide the dollars, so here is what the card rates mean on typical home-service invoice sizes (online rate, 2.9% + 30¢):

• $250 service call → $7.55 in fees • $1,000 repair → $29.30 • $5,000 install → $145.30 • $15,000 system replacement → $435.30

Collecting in person via Tap to Pay (2.7% + 30¢) trims that slightly: $27.30 on a $1,000 invoice instead of $29.30. The 0.2-point card-present discount is real but small — on $20,000/month of card volume it saves about $40/month.

For context, Jobber's online card rate of 2.9% + 30¢ matches the standard published rate of Stripe (2.9% + 30¢ for domestic online cards, verified June 12, 2026) and is in the same band as most integrated field-service platforms. The card rates are not where Jobber's structure differs from the market — that happens with ACH.

The ACH Detail Many Contractors Miss: 1% With No Published Cap

ACH bank payments are popular for large invoices because customers do not need to put $10,000+ on a credit card. Jobber charges 1% per ACH transaction, and its pricing page publishes no cap on that fee.

Compare that to standalone Stripe, which charges 0.8% for ACH Direct Debit, capped at $5.00 per transaction (verified at stripe.com/pricing, June 12, 2026). The cap is what changes the math on big tickets:

• $1,000 invoice paid by ACH → Jobber: $10.00 · standalone Stripe: $5.00 (cap reached) • $5,000 invoice → Jobber: $50.00 · Stripe: $5.00 • $15,000 invoice → Jobber: $150.00 · Stripe: $5.00

To be fair to Jobber's side of this trade: the integrated flow is genuinely worth something. The ACH payment reconciles automatically against the invoice, lands in the same client hub your customer already uses, and requires zero extra tooling. A standalone processor means manually sending payment requests and reconciling them yourself, which costs admin time. Many contractors reasonably decide the integration is worth the spread on mid-size invoices.

But if your trade regularly produces $10,000–$30,000 invoices (roofing, remodels, HVAC replacements, large electrical), the uncapped 1% adds up: ten $15,000 ACH payments a year is $1,500 in fees through Jobber versus $50 through a capped standalone processor — a $1,450 annual difference on ACH volume alone.

One more wrinkle: on invoices under roughly $1,750, ACH at 1% is actually cheaper than Jobber's own card rate (a $1,000 invoice costs $10 by ACH versus $29.30 by card). Encouraging ACH on mid-size invoices is a legitimate fee-reduction tactic inside Jobber itself.

Payout Timing and the Instant Payout Fee

Getting paid by the customer and getting the money in your bank are two different events.

Standard payouts: Jobber's Help Center describes a two-business-day rolling payout window — with one important exception. Your first-ever payment through Jobber Payments triggers a five-business-day authorization period, and payments accepted during that window take five business days to deposit. After the first deposit lands, the window shortens to the standard two business days.

Instant payouts: for an additional 1% fee, Jobber will pay out in seconds, including weekends and holidays. Note how this stacks: a $1,000 online card payment with instant payout costs $29.30 (processing) + $10.00 (instant payout) = $39.30 total, or about 3.9%. Used habitually, instant payouts effectively raise your blended processing cost by a full percentage point — worth reserving for genuine cash-flow crunches rather than running as a default.

What Getting Paid Through Jobber Actually Costs Per Month

The subscription and the processing fees are one combined cost of doing business, so model them together. Take a crew collecting $20,000/month, 70% by online card and 30% by ACH:

• Card fees: $14,000 × 2.9% + (say 14 transactions × 30¢) ≈ $410/month • ACH fees: $6,000 × 1% = $60/month • Processing subtotal: ~$470/month — several times the subscription line on most plans

This is not unique to Jobber — any platform processing your payments produces a similar shape — but it explains why comparing software on subscription price alone misses most of the money. A platform that costs $50/month more but saves half a point on your processing mix is cheaper at this volume.

(We deliberately did not hard-code a subscription dollar figure into the math above: as of July 18, 2026, Jobber displays different rates by team size and billing mode — from $29/month for Core on annual billing up to $499/month for Plus with no commitment, scaling to $699 at higher seat counts — and periodically runs first-year promotions. Check getjobber.com/pricing for the current number that applies to your configuration.)

Five Ways to Reduce What You Pay in Processing Fees

1. Steer mid-size invoices to ACH. Inside Jobber, ACH at 1% beats the card rate on any invoice under ~$1,750, and customers paying large amounts often prefer bank transfer anyway.

2. Collect in person when you are already on site. Tap to Pay at 2.7% + 30¢ beats the online rate by 0.2 points, and you leave with the invoice settled instead of chasing it.

3. Treat instant payouts as an emergency tool. The extra 1% compounds quietly. The standard two-business-day window is workable for most cash-flow rhythms once the initial authorization period has passed.

4. Check your account's actual rates. Because Jobber's Help Center says rates are determined by your subscription plan, the rate in your settings is the authoritative one. If you process serious volume, ask Jobber support whether better rates are available — the published table shows uniform rates as of June 2026, but it never hurts to ask.

5. Consider fee pass-through where your platform and local law allow it. Some platforms let you pass processing costs to the customer as a checkout option. Jobber's published materials do not advertise a built-in surcharging feature as of June 2026 (confirm with Jobber directly — this may exist or change). Krib, for comparison, includes an optional fee pass-through setting so the customer covers processing, subject to local card-network and state rules.

How Krib’s Payment Model Compares

Krib approaches the same problem with a different business model: the software is free — no monthly subscription, no per-user fees — and revenue comes from a small platform fee on payments.

When you collect a payment through Krib, standard Stripe processing applies (2.9% + 30¢) plus a 0.1% Krib platform fee — roughly 3% all-in, in the same band as Jobber's online card rate. The structural differences:

• No subscription underneath the processing fees. The ~3% is the entire cost; there is no $29–$499+/month base layer. • Optional fee pass-through. Krib lets you pass processing fees to the customer at checkout (subject to local laws), so your take-home on a $1,000 invoice can be the full $1,000. • Payments are optional. You can use quoting, scheduling, invoicing, and customer management without ever collecting a payment through the platform — at which point Krib costs you nothing at all.

The honest framing: if you process high volume and negotiate enterprise processing rates, a paid platform plus negotiated rates can beat any standard published rate, Krib's included. For solo operators and small crews paying standard rates everywhere, the difference comes down to whether you are also paying a monthly subscription on top — and whether you can pass fees through.

Verification Notes

All Jobber processing rates in this article were captured directly from getjobber.com/pricing and help.getjobber.com on June 12, 2026, and subscription prices were re-checked on July 18, 2026 (regular non-promo rates; a first-year promotion was running at the time). Stripe rates were captured from stripe.com/pricing on June 12, 2026. Jobber's plan structure spans four tiers (Core, Connect, Grow, Plus) with seat-based pricing on the higher tiers and annual-billing versus no-commitment monthly modes.

Payment processing pricing changes more often than subscription pricing, and account-level rates can differ from published rates. Treat this article as a map, not a quote — confirm the rates in your own account settings before relying on them.